Internet scams are big business for cyber thieves these days and they won’t hesitate for one second to take every last penny you own if you let them. Educating yourself about the types of scams out there and how they operate will go a long way in keeping you out of harms way. Internet scams are everywhere, anywhere there is money to be had and the person holding the money isn’t “scam smart”, there will be cyber thieves trying their best to fool you. Believe it or not, most
people online are fairly naive when it comes to the dangers of the internet and how to protect themselves from scams. Here are some tips on how to recognize internet scams and protect yourself.

Internet scams appeal to either a victims emotions, greed, fear or a combination of them. Scammers know that if they can strike a nerve with you, they are already halfway to getting inside your wallet. How many times have you won the lottery, inherited money from a relative you didn’t know about, made a nice sum of cash for transferring funds into the country, had to change a password because your bank or Paypal account was supposedly compromised, or found a business
opportunity that was too good to be true? Ok, now how many times have you received emails trying to convince you those things had happened? These are all perfect examples of scammers trying to stir emotion, greed, and fear within you. Scammers prey on those people that are easy to influence in one way or another, those that are desperate to earn money, and those that do not know how to tell the difference between legit communications and well disguised attempts at
defrauding them.

Common forms of internet scams involve spoofing and phishing. This is where scammers copy a popular website or email communication from a popular company and then try to convince you to enter your login information or send them your password, etc. This is usually in the form of an email informing you of a security risk in your account and they want you to change or verify your password. You get an email that looks just like one from the real site, and a link to login or
verify your information. This is a link to their spoofed site and the form you are filling out is being emailed directly to them so they can login to your actual account and clean you out. There are ways to tell if emails like this are legit or not before compromising any personal info but first and foremost, do not enter any personal information on any form from any link sent to you. The safest thing to do is go to the site from a link that you trust to be the real site, login from the actual login page, and check your account, if you need to verify or change your password it will tell you when you login. If your account looks ok and you have no messages in your account from the bank concerning any problems, ignore the email, forward it to the fraud prevention address of the institution being spoofed so they can pursue it.

Internet business scams are another popular form of scam. These are business opportunities that seem too good to be true, most of the time they are. If the company is trying to take money from you and they do not offer a real valuable product, chances are it’s a scam. These type of businesses pay their members from the funds supplied by new members joining but there is no real revenue being generated that can sustain the business. This means that people will get paid for a
while so that the good word about the business gets out and lots of people join. Once so many people have joined that there are very large funds coming in and going out, they stop paying people for one reason or another, milk it for as long as they can giving one excuse after another, then finally run off with all of the money that is left. These people typically get away
with millions.

Don’t believe everything you see and even less of what you read. It is very easy for a scammer to make themselves look legitimate online. Anyone with a few bucks can establish an identity online and never give up their real identity, so be careful because once you are scammed, you will likely never see your money again. Remember, if it looks too good to be true, it probably is. Don’t fall for the hype, look deeper into things before you make any decisions that include
spending money or giving up personal information.

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