Robert Kiyosaki is an entrepreneur, businessman, self-help author and motivational speaker who is best known for his “Rich Dad, Poor Dad” series of books. The series focuses on the differences in mindset between those who are ‘poor’ and those who are ‘rich’. The series have combined sales in excess of 26 million copies, and at one time Kiyosaki held three positions on the top 10 bestseller lists.

Kiyosaki is a big believer in the concept of generating passive streams of income. He includes amonst this investing, real estate and small businesses and encourages his readers to seek as their ultimate goal being able to support themselves solely through these passive income streams.

His definition of assets and liabilities differs slightly from most text books, particularly when it comes to property. A property is an ‘asset’ only if it is generating income. How can something that is costing money be anything but a ‘liability’?

‘Rich Dad, Poor Dad’ attacks schools for teaching students how to become employees or self-employed, and not to learn entrepreneurial skills or an investor mindset, both of which he considers critical to achieving financial independence. He makes an important distinction between someone who is self employed and someone who is a business owner. A self employed person still has a job, and must do work to earn an income, whereas a business owner owns a ‘money making system’(their business).

As well as having written 18 books in the ‘Rich Dad’ series, Kiyosaki has also tried to get his message out to people through a series of Board Games. ‘Cashflow 101′ is designed as a game that teaches people the importance of developing passive income to escape a section of the game board called ‘The Rat Race’. The game seeks to teach basic financial concepts to people, and continues his philosophy that changing people’s way of thinking is key to changing their financial situation. In keeping with his philosophy that financial skills should be taught to children there is a children’s version of the game, which teaches the same underlying concepts.

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